Terms and Conditions of Sale

1. Identity of the provider

LA CONCIERGERIE ALSACIENNE, a SASU with share capital of €100, trading under the name “Mon Projet Locatif”. Registered office: 5 bis rue de Margnolles, 69300 Caluire-et-Cuire, France. SIREN 938 391 158 — SIRET 938 391 158 00012 — Lyon Trade and Companies Register 938 391 158. Intra-EU VAT FR07938391158. Contact: info.monprojetlocatif@gmail.com — +33 6 21 47 19 22. Hereinafter “the Provider”.

2. Purpose

These T&Cs govern subscription to the Cercle Prime programme offered online. Any order constitutes unreserved acceptance of these T&Cs, of Contract 1 and its appendices.

3. Nature of the service

Cercle Prime is a standalone, complete investor-training and documented market-watch service: strategic audit, Specifications document, educational analysis of market opportunities (up to 6 analysis sheets, within a limit of 6 months maximum) and educational content. It does not constitute a property-search service, brokerage, negotiation or introduction within the meaning of French Act No. 70-9 of 2 January 1970, and includes neither the organisation of viewings, nor investment recommendations, nor personalised financial advice.

4. Price

The price of the Cercle Prime programme is €990 net payable. VAT not applicable, Article 293 B of the French General Tax Code (basic exemption). The €990 remunerate a standalone service and constitute neither a deposit, nor an advance, nor any amount deductible from or chargeable against a subsequent assignment.

5. Order and payment

The order is confirmed once payment is validated, subject to the consumer Client’s possible exercise of the right of withdrawal under the conditions set out in these T&Cs.

Payment is made by bank card via the secure payment provider indicated in the checkout, or by bank transfer where that option is offered. A paid invoice is issued within 48 hours.

6. Right of withdrawal

The consumer Client has fourteen (14) days to withdraw from the conclusion of the contract (Article L.221-18 of the French Consumer Code), using the standard form in Appendix R.

When ordering, the Client ticks two separate, non-pre-ticked boxes:

• acceptance of the T&Cs, Contract 1, its appendices, the Privacy Policy and the standard withdrawal form;
• express request for immediate performance of the services and access to the digital educational content before the end of the withdrawal period.

Where withdrawal occurs after performance has begun at the Client’s express request, the Client remains liable for an amount corresponding to the services actually provided up to the communication of their decision, calculated on a pro rata basis in accordance with Article L.221-25 of the French Consumer Code, per the schedule in Appendix F.

The right of withdrawal may no longer be exercised for digital educational content fully supplied at the Client’s express request before the end of the period, after the Client has acknowledged in advance the loss of that right (exception under Article L.221-28 of the French Consumer Code).

For digital educational content supplied without a tangible medium, access before the end of the withdrawal period requires the Client’s prior express agreement and acknowledgement of the loss of the right of withdrawal once the content has been fully supplied at their request. Absent valid collection of that agreement and acknowledgement, no amount may be due for such content.

No general or advance waiver of the right of withdrawal is required or made.

7. Pro rata schedule

Where withdrawal occurs after performance has begun, amounts due for the services actually provided are calculated according to the schedule in Appendix F.

8. Client area and deliverables

Deliverables are filed in the secure client area “Portail Client MPL”, which keeps a time-stamped history of filings and views.

9. Client obligations

• provide accurate and complete information;
• meet payment deadlines;
• use the services and content in accordance with their purpose.

10. Liability

The services are provided under a best-efforts obligation. The Provider guarantees no result and no yield.

11. Intellectual property

The educational content, analysis sheets and materials provided are protected by intellectual property law and reserved for the Client’s personal use. Any reproduction or distribution without authorisation is prohibited.

12. Personal data

Data processing is carried out in accordance with the GDPR and the French Data Protection Act of 6 January 1978. The Client has rights of access, rectification, erasure and objection, exercisable at info.monprojetlocatif@gmail.com, as well as the right to lodge a complaint with the CNIL.

13. Consumer mediation

In accordance with Articles L.612-1 et seq. of the French Consumer Code, the consumer Client may, free of charge, refer the matter to a consumer mediator for the amicable resolution of any dispute with the Provider, after a prior written complaint sent to MPL has remained unanswered or unsatisfactorily resolved.

The Provider designates as its consumer mediator: MEDIMMOCONSO — 1 Allée du Parc de Mesemena, Bâtiment A, CS 25222, 44505 La Baule Cedex, France. Email: contact@medimmoconso.fr — Website: https://medimmoconso.fr — Online referral: https://medimmoconso.fr/adresser-une-reclamation/.

Membership number: being assigned.

14. Governing law and jurisdiction

These T&Cs are governed by French law. The consumer Client may bring proceedings, at their choice, before any court with territorial jurisdiction under the Code of Civil Procedure, or the court of the place where they resided at the time the contract was concluded or the harmful event occurred (Article R.631-3 of the French Consumer Code).

15. Language

These T&Cs are drawn up in French. Translations are provided for information only; in the event of any discrepancy, the French version prevails.

16. Complaints

Any complaint may be sent to info.monprojetlocatif@gmail.com. The Provider undertakes to acknowledge receipt and respond as soon as possible.

1. Identity and regulated activity

LA CONCIERGERIE ALSACIENNE, a SASU with share capital of €100, trading under the name “Mon Projet Locatif”. Registered office: 5 bis rue de Margnolles, 69300 Caluire-et-Cuire, France. SIREN 938 391 158 — Lyon Trade and Companies Register 938 391 158. Intra-EU VAT FR07938391158. Contact: info.monprojetlocatif@gmail.com — +33 6 21 47 19 22.

Activity subject to French Act No. 70-9 of 2 January 1970. Professional licence CPI 6901 2025 000 000 063, issued by the CCI of Lyon Métropole Saint-Étienne Roanne, valid until 26/05/2029, authorising transactions in real property and business assets as well as property management. Professional civil liability insurance: GALIAN-SMABTP, policy RCP_01_174589V.

Financial guarantee (property management): GALIAN-SMABTP, 89 rue La Boétie, 75008 Paris — €120,000. Transaction activity: the licence bears the “non-holding of funds” designation; the Provider holds no funds, instruments or securities on behalf of the Client in connection with the transaction activity.

2. Purpose and commitment

These T&Cs govern the Accompagnement (advisory) service for real-estate investment and its appendices. Any commitment under the Accompagnement requires the signing of Contract 2, its appendices and, where applicable, the search mandate. The Accompagnement is not a simple online purchase.

3. Distinction between services

The service distinguishes advisory and consulting work (scoping, coordination, analysis, follow-up), remunerated by advisory fees, from search and transaction work falling under the Hoguet Act (search mandate, brokerage), remunerated by transaction fees.

4. Search mandate

The search assignment is the subject of a written mandate (Appendix G), entered in the Provider’s register of mandates under a number communicated to the Client.

5. Specifications document

The investment criteria and strategy are defined in the Specifications document (Appendix A), drawn up or updated under this contract, without any prior obligation to subscribe to Cercle Prime.

6. Fees and chargeability

Advisory and consulting fees are chargeable according to the milestones defined in the contract.

Transaction fees are chargeable only after the signing of the preliminary or unilateral sale agreement AND the fulfilment or waiver of all conditions precedent, in accordance with the mandate. No transaction-fee invoice is issued before both conditions are met (Hoguet Act). These T&Cs create no shortcut to this rule.

7. Non-holding of funds

The Provider does not receive, hold or handle any funds in connection with the transaction activity. Suppliers, tradespeople and third-party providers are paid directly by the Client.

8. Price and VAT

Amounts are stated net of VAT — VAT not applicable, Article 293 B of the French General Tax Code, for as long as the Provider benefits from the basic exemption. In the event of subsequent liability for VAT, amounts will be inclusive of all taxes, with VAT at the applicable rate stated on the invoice.

9. Right of withdrawal

The consumer Client has fourteen (14) days to withdraw from the conclusion of the contract (Article L.221-18 of the French Consumer Code), using the standard form in Appendix R. Where there is an express request to begin performance before the end of the period, the Client remains liable, in the event of withdrawal, for an amount calculated on a pro rata basis for the services actually provided (Article L.221-25 of the French Consumer Code), per the schedule in Appendix P. Withdrawal entails no obligation to proceed with an acquisition.

10. Client area and deliverables

Deliverables are filed in the secure client area “Portail Client MPL”, which keeps a time-stamped history.

11. Client obligations

• provide accurate and complete information;
• meet the agreed deadlines;
• pay third-party providers directly;
• cooperate in good faith in carrying out the assignment.

12. Liability

The services are provided under a best-efforts obligation. The Provider guarantees no result and no yield.

13. Intellectual property

The analyses, reports and materials provided are protected and reserved for the Client’s use.

14. Personal data

Data processing is carried out in accordance with the GDPR and the French Data Protection Act of 6 January 1978. The Client has rights of access, rectification, erasure and objection, exercisable at info.monprojetlocatif@gmail.com, as well as the right to lodge a complaint with the CNIL.

15. Consumer mediation

In accordance with Articles L.612-1 et seq. of the French Consumer Code, the consumer Client may, free of charge, refer the matter to a consumer mediator for the amicable resolution of any dispute with the Provider, after a prior written complaint sent to MPL has remained unanswered or unsatisfactorily resolved.

The Provider designates as its consumer mediator: MEDIMMOCONSO — 1 Allée du Parc de Mesemena, Bâtiment A, CS 25222, 44505 La Baule Cedex, France. Email: contact@medimmoconso.fr — Website: https://medimmoconso.fr — Online referral: https://medimmoconso.fr/adresser-une-reclamation/.

Membership number: being assigned.

16. Governing law and jurisdiction

These T&Cs are governed by French law. The consumer Client may bring proceedings, at their choice, before any court with territorial jurisdiction under the Code of Civil Procedure, or the court of the place where they resided at the time the contract was concluded or the harmful event occurred (Article R.631-3 of the French Consumer Code).

17. Language

These T&Cs are drawn up in French. Translations are provided for information only; in the event of any discrepancy, the French version prevails.

18. Complaints

Any complaint may be sent to info.monprojetlocatif@gmail.com.